Sorry, no online dictionaries contain the exact phrase reduction of merit points.
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Reverse dictionary results:
1. credit
 2. shave
3. rest
4. wasting
5. write-off
6. break
7. conversion
8. falls
9. slip
10. axiom
 11. demerit
12. order
13. attrition
14. cuts
15. dall
16. debt
17. decline
18. degression
19. discount
20. downgrade
 21. downgraded
22. downgrading
23. drop
24. fall
25. loss
26. retreat
27. sink
28. slide
29. small
30. cachexia
 31. cachexy
32. write-down
33. opinion
34. base
35. cusp
36. drop goal
37. mark
38. median
39. percentage
40. pointer

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You can look up the words in the phrase individually using these links:   reduction ?   of ?   merit ?   points ?
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