Sorry, no online dictionaries contain the exact phrase declining residual term of the policy.

Reverse dictionary results:
1. stub
2. sludge
3. fall
4. falls
5. drop
6. rise
7. economize
8. fishtail
9. lay
10. overset
11. steps
12. key
13. dall
14. sirocco
15. all
16. duck
17. float
18. good
19. junior
20. lag
21. lah
22. pass
23. pitch
24. tail
25. tails
26. lie
27. milking
28. move
29. deflation
30. freeze
31. pitched
32. punt
33. refuse
34. settled
35. sink
36. sit
37. subordinates
38. subordinating
39. decline
40. reduce

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You can look up the words in the phrase individually using these links:   declining ?   residual ?   term ?   of ?   the ?   policy ?
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Not helpful? You might try using the wildcards * and ? to find the word you're looking for. For example, use
decl*to search for words beginning with decl, or
*licyto search for words ending with licy
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