Sorry, no online dictionaries contain the exact phrase decline in credit quality.
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Reverse dictionary results:
1. drop
2. decay
3. ground
4. grounded
5. degenerate
6. degradation
7. deterioration
8. falloff
9. worsening
10. apocryphalness
11. break
12. downgrade
13. pass
14. check
15. deflate
16. deflation
17. inflation
18. downgraded
19. downgrading
20. fall
21. lower
22. depression
23. abate
24. dall
25. depreciation
26. downfall
27. evening
28. falls
29. cuts
30. land
31. low
32. passed
33. reduce
34. reduced
35. set
36. sink
37. abating
38. decaying
39. decrease
40. depress

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You can look up the words in the phrase individually using these links:   decline ?   in ?   credit ?   quality ?
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