Might mean (unverified): Creation of new credit agreements.
Definitions Related words Mentions
We found one dictionary that defines the word loan formation:

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  1. loan formation: Wiktionary

Definitions from Wiktionary (loan formation)

noun:  this is the hypernym for loan rendering / loan rendition and loan translation, and optionally also for loan creation (usage varies)
noun:  Used other than figuratively or idiomatically: see loan, formation (in banking etc.)

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