Sorry, no online dictionaries contain the exact phrase unable to be paid back.
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Reverse dictionary results:
1. insolvent
 2. bankrupt
3. defaulted
4. unpayable
5. in debt
6. deficient
7. improvision
8. understaffed
9. awanting
10. cinderella
 11. default
12. dereliction
13. inadequateness
14. lacking
15. underdeveloped
16. underserved
17. unemployment
18. disregarded
19. forgetfulness
20. indigent
 21. insolvency
22. insuccess
23. laches
24. lack
25. neglect
26. shorthanded
27. underappreciated
28. underequipped
29. underproduced
30. unpossessing
 31. unprofit
32. unsufficient
33. amotion
34. desertless
35. disadvantaged
36. disadvantagedness
37. disregard
38. disuse
39. frustration
40. ill-considered

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You can look up the words in the phrase individually using these links:   unable ?   to ?   be ?   paid ?   back ?
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Not helpful? You might try using the wildcards * and ? to find the word you're looking for. For example, use
unab*to search for words beginning with unab, or
*backto search for words ending with back
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