Sorry, no online dictionaries contain the exact phrase not taking a chance.
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Reverse dictionary results:
1. cautious
2. prudent
3. careful
4. conservative
5. guarded
6. carefull
7. safe
8. wary
9. cautel
10. wariness
11. canny
12. keerful
13. mindful
14. warily
15. cautelous
16. caution
17. chary
18. insistence
19. leary
20. supercautious
21. touch and go
22. ultracareful
23. ware
24. wishful
25. ambitioned
26. cautiously
27. compunctiously
28. deedy
29. desiderative
30. desire
31. diligence
32. forehandedness
33. fortunateness
34. guardedly
35. leery

You can look up the words in the phrase individually using these links:   not ?   taking ?   a ?   chance ?
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