Sorry, no online dictionaries contain the exact phrase much lower rate.
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Reverse dictionary results:
1. less
 2. down
3. cheap
4. least
5. lesser
6. low
7. stepping
8. steps
9. prime
10. boundary layer
 11. depressant
12. undertaxed
13. lowest
14. floor
15. mark
16. differential
17. metabolism
18. downgrade
19. minor
20. smaller
 21. weaker
22. transistor
23. smallest
24. weakest
25. dartmoor
26. downshift
27. devaluate
28. downgraded
29. downgrading
30. tax haven
 31. night letter
32. bisect
33. bisected
34. below
35. drop
36. inferior
37. minimum
38. beat
39. beats
40. change

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You can look up the words in the phrase individually using these links:   much ?   lower ?   rate ?
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much*to search for words beginning with much, or
*rateto search for words ending with rate
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