Sorry, no online dictionaries contain the exact phrase money that needs to be repaid.
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Reverse dictionary results:
1. repayment
 2. mortgagor
3. mortgager
4. time money
5. need
6. nerd
7. needing
8. capital requirement
9. hand-to-mouth
10. hand to mouth
 11. paid
12. call loan
13. callable loan
14. due date
15. maturity
16. maturity date
17. money at call
18. bank loan
19. owed
20. pay
 21. bad debt
22. scholarship
23. warrant
24. callable
25. gold reserve
26. bond
27. change
28. changing
29. dole
30. expense
 31. funds
32. payment
33. ransom
34. welfare
35. rest
36. bank
37. funded
38. interest
39. deductible
40. refund

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You can look up the words in the phrase individually using these links:   money ?   that ?   needs ?   to ?   be ?   repaid ?
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