Sorry, no online dictionaries contain the exact phrase lacking the wherewithal.
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Reverse dictionary results:
1. unable
 2. needy
3. afford
4. alms
5. cant
6. able
7. can
8. funds
9. means
10. money
 11. ore
12. peso
13. apathy
14. asocial
15. bankrupt
16. broke
17. close
18. common
19. dead
20. deficient
 21. destitute
22. dim-witted
23. disadvantaged
24. dummy
25. feeble
26. gross
27. half-witted
28. hard
29. harmless
30. ignorant
 31. impecunious
32. imperforate
33. impotent
34. inability
35. inadequate
36. inapt
37. incapable
38. incommensurate
39. incompetent
40. indigent

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You can look up the words in the phrase individually using these links:   lacking ?   the ?   wherewithal ?
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