Sorry, no online dictionaries contain the exact phrase is frugal.
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Reverse dictionary results:
1. thrifty
 2. economical
3. sparing
4. stingy
5. canny
6. husbandly
7. parsimonious
8. parsimony
9. penny-pinching
10. penny-wise
 11. supersaver
12. chary
13. cheapskate
14. close
15. closefisted
16. costive
17. economy
18. frugal
19. frugality
20. miserly
 21. near
22. neve
23. penurious
24. prudence
25. prudent
26. saving
27. spare
28. spary
29. spend-all
30. spendthrift
 31. spendthriftiness
32. spendthrifty
33. thrift
34. tightfisted
35. tightfistedness
36. tightwad
37. unthrift

You can look up the words in the phrase individually using these links:   is ?   frugal ?
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