Sorry, no online dictionaries contain the exact phrase tool borrower.
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Reverse dictionary results:
1. point
 2. sponge
3. user
4. apr
5. character
6. iou
7. loan
8. usury
9. assignment
10. loaner
 11. cosigner
12. credit
13. cup
14. debt
15. interest
16. juice
17. lend
18. lien
19. limit
20. rate
 21. rates
22. assistant
23. accounts receivable turnover
24. assistive
25. collateral
26. gpo
27. hebraism
28. inventory financing
29. medic
30. pledge
 31. receivables turnover
32. reclamation
33. relevant
34. repossession
35. secured party
36. property
37. address
38. consumer
39. debit
40. enrollment

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You can look up the words in the phrase individually using these links:   tool ?   borrower ?
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Not helpful? You might try using the wildcards * and ? to find the word you're looking for. For example, use
tool*to search for words beginning with tool, or
*owerto search for words ending with ower
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