Sorry, no online dictionaries contain the exact phrase legitimate debt.
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Reverse dictionary results:
1. clean
 2. just
3. lawful
4. loyal
5. remainder
6. rightful
7. title
8. trie
9. true
10. valid
 11. legitimist
12. phishing
13. titleless
14. aaa
15. acquittance
16. amortize
17. anticipate
18. arrearage
19. arrears
20. assume
 21. bill
22. bonds
23. borrowing
24. call
25. claim
26. clear
27. cleared
28. collateral
29. credence
30. credit
 31. debenture
32. debtee
33. default
34. delinquency
35. discharge
36. discount
37. due
38. dun
39. duty
40. equity

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You can look up the words in the phrase individually using these links:   legitimate ?   debt ?
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Not helpful? You might try using the wildcards * and ? to find the word you're looking for. For example, use
legi*to search for words beginning with legi, or
*debtto search for words ending with debt
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