Sorry, no online dictionaries contain the exact phrase flat settlement.
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Reverse dictionary results:
1. nest
 2. residence
3. accommodation
4. housing
5. building
6. dwellings
7. saskatchewan
8. butte
9. uruguay
10. accord
 11. addams
12. address
13. adjustment
14. agreement
15. arbitration
16. assets
17. balance
18. balancing
19. camp
20. canada
 21. clearance
22. colony
23. compose
24. compromise
25. compromised
26. compromising
27. conclude
28. coupon
29. decision
30. determination
 31. dispose
32. disposition
33. dormitory
34. emigrant
35. erf
36. establishment
37. facility
38. fix
39. installing
40. institution

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You can look up the words in the phrase individually using these links:   flat ?   settlement ?
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Not helpful? You might try using the wildcards * and ? to find the word you're looking for. For example, use
flat*to search for words beginning with flat, or
*mentto search for words ending with ment
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