Sorry, no online dictionaries contain the exact phrase doesn't pay.
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Reverse dictionary results:
1. unpaid
 2. delinquent
3. in arrears
4. defaulting
5. owing
6. unfinancial
7. arrear
8. default
9. insolvent
10. negative equity
 11. bankrupt
12. best efforts
13. illiquid
14. inertia selling
15. insolvency
16. short
17. solvent
18. stale
19. upside down
20. disuse
 21. indebted
22. indebtedness
23. indebtment
24. underwater
25. deadbeat
26. delinquency
27. negative gearing
28. outstanding
29. seasonal unemployment
30. shortfall
 31. arrearage
32. banned
33. debt
34. debted
35. forbidden fruit
36. frictional unemployment
37. null
38. odious debt

You can look up the words in the phrase individually using these links:   doesn't ?   pay ?
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