Sorry, no online dictionaries contain the exact phrase debt accumulation.
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Reverse dictionary results:
1. fund
 2. funds
3. stocked
4. stocks
5. take
6. consolidation
7. deposit
8. depositing
9. depositional
10. stock
 11. retention
12. amortization
13. arrears
14. bond
15. chalk up
16. charge
17. charged
18. charging
19. chit
20. credit
 21. credit rating
22. crowding
23. debenture
24. debenture stock
25. debit
26. double
27. funder
28. hypothecate
29. indebtedness
30. installment
 31. interest
32. liabilities
33. liability
34. owe
35. owing
36. payment
37. pledge
38. pledged
39. pledging
40. prescription

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You can look up the words in the phrase individually using these links:   debt ?   accumulation ?
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