Sorry, no online dictionaries contain the exact phrase centralized ledger.
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Reverse dictionary results:
1. based
 2. craigslist
3. item
4. abc
5. acknowledgement
6. annal
7. annals
8. bank bill
9. bank note
10. banknote
 11. bill
12. bloemfontein
13. bookbindery
14. bookshop
15. bookstall
16. bookstore
17. browse
18. chapbook
19. chromatogram
20. compilation
 21. compile
22. compiling
23. copy
24. crinoid
25. d region
26. digest
27. divan
28. dollar
29. down
30. duty
 31. even
32. federal reserve note
33. field
34. flied
35. government note
36. graph paper
37. greenback
38. gynoecium
39. harmony
40. hit

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You can look up the words in the phrase individually using these links:   centralized ?   ledger ?
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